Business - Transactional, Litigation & Real Estate, Consumer Collections, Wills, Trusts, Estates & Probate,Consumer Litigation, Consumer Bankruptcy, Personal Injury, Divorce & Family Law
firm overview
personal injury
attorney bios
resource links
contact us
guest book

Meyer & Njus Collections - Our Process

We use a multi-tiered collection process to maximize debt recovery. Our experience indicates that each debtor responds to different influences. Our process is designed to ensure that the most difficult debtor accounts are exposed to the full range of creative and sophisticated collection techniques to enhance recovery potential.

Once our client places their matters with us, the collection process begins with demands through letters, as well as a personal telephone conversation with the debtor. Meyer & Njus follows and complies with all state and federal laws in carrying out our collection responsibilities including adhering to the Fair Debt Collection Practices Act (FDCPA). Our firm will make a final demand for the entire balance due. If the collection department is unable to establish a means of repayment of the debt (e.g. balance in full, stipulation for payments, or consent to judgment - all with client approval), a judgment is obtained.

Legal Recovery
Meyer & Njus provides clients with complete litigation services in both State and Federal courts. Our attorneys handle all phases of the litigation process (e.g. discovery, trial and securing judgment). After the firm secures the debt by judgment, our skip tracers use in-house resources to locate the debtor and their assets so as to satisfy the debt in full.

Legal Action Recovery Services

  • Demand letter program
  • Immediate suit program
  • Post-judgment executions
- Wage garnishments
- Bank attachments
- Filing & renewal of judgment liens
- Debtors' exams


  • Relief from stay
  • Reaffirmations
  • Creditors' meetings
  • Objections to discharge

Probate/Deceased Collections

  • File claims to the estate
  • Negotiate payments/settlements
  • Asset/property ownership searches
  • Pursue actions for disallowed claims
  • Fraudulent transfers
  • Credit card fraud after death

Recovery of Collateral

  • Identification of assets
  • Foreclosure of mortgages
  • Automobile repossession

Defense of Debtor-Initiated Law Suits

  • Federal, State and Small Claims
  • Fair Credit Report Act
  • Fair Debt Collection Practices Act
  • Related matters

Disclaimer      Copyright 2013 Meyer & Njus P.A. All Rights Reserved.

home | firm overview | collections | business | personal injury | individuals | attorney bios | resource links | contact us | guest book