We use a multi-tiered collection process to maximize debt recovery. Our experience indicates that each debtor responds to different influences. Our process is designed to ensure that the most difficult debtor accounts are exposed to the full range of creative and sophisticated collection techniques to enhance recovery potential.
Once our client places their matters with us, the collection process begins with demands through letters, as well as a personal telephone conversation with the debtor. Meyer & Njus follows and complies with all state and federal laws in carrying out our collection responsibilities including adhering to the Fair Debt Collection Practices Act (FDCPA). Our firm will make a final demand for the entire balance due. If the collection department is unable to establish a means of repayment of the debt (e.g. balance in full, stipulation for payments, or consent to judgment - all with client approval), a judgment is obtained.
Meyer & Njus provides clients with complete litigation services in both State and Federal courts. Our attorneys handle all phases of the litigation process (e.g. discovery, trial and securing judgment). After the firm secures the debt by judgment, our skip tracers use in-house resources to locate the debtor and their assets so as to satisfy the debt in full.
Legal Action Recovery Services
Demand letter program
Immediate suit program
- Wage garnishments
- Bank attachments
- Filing & renewal of judgment liens
- Debtors' exams
Relief from stay
Objections to discharge
File claims to the estate
Asset/property ownership searches
Pursue actions for disallowed claims
Credit card fraud after death
Recovery of Collateral
Identification of assets
Foreclosure of mortgages
Defense of Debtor-Initiated Law Suits
Federal, State and Small Claims
Fair Credit Report Act
Fair Debt Collection Practices Act
Disclaimer Copyright 2013 Meyer & Njus P.A. All Rights Reserved.