Collections

Consumer & Commercial Creditors

Creditor Portal Login
Artful photo of pattern found on building

As a law firm, Meyer Njus Tanick has the unique ability to produce pre-litigation recoveries, similar to a collection agency, and we can supplement those efforts with time and effective judicial enforcement.

Our experience means we know when to access the court system and when not to access the court system. We understand that every day matters when measuring how well your accounts receivable are managed. Getting rid of an extra layer speeds up the process. Over time, you can count on better metrics.

View of building from below

THE MEYER NJUS TANICK ADVANTAGE

  • Can your collections law firm manage your business in several states?
  • Do your collections providers understand that today’s past-due accounts could be tomorrow’s best customers?
  • Can your collections provider manage pre-litigation recoveries, litigation and post-litigation activity?

Choosing a vendor in today’s constantly changing business world can present many challenges. Their longevity, professional credentials, affiliations and ability to adapt to your needs are qualities that not only affect your business but also are a direct reflection on you.

Our collection philosophy is to move each file through the legal system until a satisfactory result is achieved. We file thousands of lawsuits each year and have done so for more than 35 years.

Meyer Njus Tanick can provide you with the peace of mind and confidence needed to make your outsourcing decision easier.

Steven Linder, Attorney at Meyer Njus Tanick, looking at computer screens

THE TOTAL SOLUTION

Meyer Njus Tanick combines the best elements of a collection agency – heavy phone activity, skip tracing and asset locating – with the power of a law firm. With more than 80 years of combined experience in collections, we understand the issues that are important to you – efficient and cost-effective recovery on past-due accounts. That means we use the tried and true methods of telephone and letter collections. The advantage of using a law firm for this method of recovery is that it makes it less likely will need to use the legal tools to enforce and collect judgments. Our experience demonstrates that debtors respond more quickly to collection efforts conducted by law firms.

Under the leadership of firm co-founder and CEO, James Njus, the firm has grown to more than 45 staff members. Our presence is found throughout Minnesota, Michigan, Illinois, Iowa, Wisconsin, and Indiana and we have access to a nationwide network of attorneys who provide our clients with thorough, complete and comprehensive representation.

Our objective is to help your business remain competitive not only by high net recovery, but also helping you manage related issues. We help our clients manage the growing trend of FCRA, FDCPA and other debtor-initiated claims brought against creditors in federal, state and small-claims courts litigation.

THE MEYER NJUS TANICK ADVANTAGE

As a law firm, Meyer Njus Tanick has the unique ability to produce pre-litigation recoveries, similar to a collection agency, and we can supplement those efforts with time and effective judicial enforcement. Our experience means we know when to access the court system and when not to access the court system. We understand that every day matters when measuring how well your accounts receivable are managed. Getting rid of an extra layer speeds up the process. Over time, you can count on better metrics.

EXPERIENCE, SKILL & RESOURCES

Our state-of-the-art collections system combined with our experience allows us greater management and control over the collection process, payment collection and remittance, client management, and reporting to you.

Meyer Njus Tanick has more than 80 years of combined experience in legal collections. We maintain an experienced collections staff that is well trained and consistently monitored.

With offices in Minnesota, Michigan, Illinois and Wisconsin, we offer a nationwide footprint by serving as the central source for referrals to other attorneys across the country. Our clients use our firm for nationwide collections and litigation.

PROFESSIONALISM

We perform our job with a high degree of integrity and professionalism, knowing that today’s debtors may be tomorrow’s most profitable customers. We understand the topic of past-due monies is sensitive and that the ability to create a workable recovery situation is in the best interest of the debtor and our client. We are committed to the standards set forth in the Fair Debt Collection Practices Act. All of our activity is guided by the premise that debtors are customers and must be treated with respect.

Computer screen containing colorful computer language

OUR PROCESS

We use a multi-tiered collection process to maximize debt recovery. Our experience indicates that each debtor responds to different influences. Our process is designed to ensure that the most difficult debtor accounts are exposed to the full range of creative and sophisticated collection techniques to enhance recovery potential.

Once our client places their matters with us, the collection process begins with demands through letters, as well as a personal telephone conversation with the debtor. Meyer Njus Tanick follows and complies with all state and federal laws in carrying out our collection responsibilities including adhering to the Fair Debt Collection Practices Act (FDCPA). Our firm will make a final demand for the entire balance due. If the collection department is unable to establish a means of repayment of the debt (e.g. balance in full, stipulation for payments, or consent to judgment – all with client approval), a judgment is obtained.

LEGAL RECOVERY

Meyer Njus Tanick provides clients with complete litigation services in both State and Federal courts. Our attorneys handle all phases of the litigation process (e.g. discovery, trial and securing judgment). After the firm secures the debt by judgment, our skip tracers use in-house resources to locate the debtor and their assets so as to satisfy the debt in full.

LEGAL ACTION RECOVERY SERVICES

  • Demand letter program
  • Immediate suit program
  • Post-judgment executions
    • Wage garnishments
    • Bank attachments
    • Filing & renewal of judgment liens
    • Debtors’ exams

PROBATE/DECEASED COLLECTIONS

  • File claims to the estate
  • Negotiate payments/settlements
  • Asset/property ownership searches
  • Pursue actions for disallowed claims
  • Fraudulent transfers
  • Credit card fraud after death

DEFENSE OF DEBTOR-INITIATED LAW SUITS

  • Federal, State and Small Claims
  • Fair Credit Report Act
  • Fair Debt Collection Practices Act
  • Related matters

BANKRUPTCY

  • Relief from stay
  • Reaffirmations
  • Creditors’ meetings
  • Objections to discharge

RECOVERY OF COLLATERAL

  • Identification of assets
  • Foreclosure of mortgages
  • Automobile repossession

Established in 1986 • Member of NARCA • Attorney supervised collection staff • Nationwide attorney network • Fully bonded • Variety of remittance programs • Customized collection programs • Contingent collection fees • Proprietary computer collection system • Reporting based on your needs • Full litigation services, including FCRA claims • Complete compliance with national and state collection regulations

Meet Our Team